They still have to abide by the Ability-to-Repay Rules. How far can lenders go? Luckily for us, they can’t go too far. You don’t have to abide by the strict qualified mortgage guidelines – lenders are able to make their own rules. These “non qualified” loans provide borrowers just like you a chance to own a home. Luckily, there are many lenders today that offer non QM loans. ![]() ![]() You don’t fit the standard mold for mortgage applicants so you think you won’t get a loan.
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